Our Services

Seven considered chapters of microfinance.

Each service exists for a reason. Each detail earns its place. Read on, or skip ahead — your money, your tempo.

Chapter 01

Agency Banking

Authorized agents bringing flawless financial services to remote and urban communities — banking that meets people where they are.

  • Cash-in / cash-out
  • Account opening on the spot
  • Bill payments
  • Real-time settlement
  • KYC verification support
  • Commission tracking dashboard
  • Offline-sync capable
  • Dedicated agent helpline
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Chapter 02

Personal Account

Grow your money and reach your dreams with secure, flexible, fully-mobile banking. Transfer, save and manage from one calm interface.

  • Zero monthly fees
  • Tier-based limits
  • Instant virtual cards
  • Smart savings goals
  • Joint account options
  • Automated standing orders
  • Spending insights & alerts
  • Overdraft protection
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Chapter 03

Business Account

A complete workspace for Nigerian SMEs — POS terminals, business loans, payment collections, storefront, debit cards and payroll in one account.

  • POS terminals with same-day settlement
  • Business loans ₦500k – ₦50M
  • Payment collections via QR / USSD
  • Online storefront with checkout
  • Business debit cards for staff
  • Payroll with PAYE & pensions
  • Multi-user dashboard
  • CBN licensed & NDIC insured
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Chapter 04

POS Services

Quick, secure, cashless payments — handheld devices, mobile apps and Android terminals built for African merchants.

  • Debit, credit & QR
  • Same-day settlement
  • Merchant analytics
  • Free terminal swap
  • Tap-to-pay enabled
  • Inventory sync
  • Receipts via SMS / WhatsApp
  • Multi-store management
Get started

Chapter 05

Utility Payments

Never miss a deadline. Rent, electricity, credit cards, school fees — paid on your schedule, with reminders that respect your attention.

  • Auto-pay
  • 200+ billers
  • Receipts in seconds
  • Cashback on bundles
  • Schedule payments ahead
  • Split bills with contacts
  • Smart payment reminders
  • Airtime & data top-up
Get started

Chapter 06

International Transfers

Send money across 160+ countries without paying a fortune. Live FX, transparent fees, and arrival in minutes — not days.

  • Live mid-market FX
  • No hidden fees
  • SWIFT & local rails
  • Multi-currency wallet
  • FX rate alerts
  • Saved recipient list
  • Real-time transfer tracking
  • Compliance handled end-to-end
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Chapter 07

Stocks & Commodities

Open the door to financial freedom with expert-guided investment support — for first-timers and seasoned investors alike.

  • Curated portfolios
  • Fractional shares
  • Commodity baskets
  • Quiet quarterly notes
  • Dividend reinvestment
  • Tax reporting summaries
  • Risk assessment tools
  • One-on-one expert consultations
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Insured deposits

NDIC-protected up to statutory limits.

Mobile-first

Designed for the phone in your pocket.

Fair pricing

No surprises. Ever. We publish every fee.